Monday, March 25, 2013

More IRS Woes

It turns out that when you file for an extension, that extension is only for you to make claims and to to file your paperwork, but does not mean you can pay what you owe in taxes later. You are still expected to pay taxes now, when they are due and no later.

Next order of bullshit. If you claim yourself as married on your W-4 form you are taxed at a lower rate. However you will be expected to pay the remainder of what you owe later, which sucks. This happened to me, I have two exemptions on my form which has put my taxes into a tailspin. I fucking owe 2,700 dollars in taxes. I am very unhappy about this, but there isn't much I can do about it.

I am going to see if I can get away with paying a minimum of some kind to buy me more time.

I hate the IRS and how stupid our tax code is.

Friday, March 22, 2013

More Corporate Bullshit

So my wife may soon be a casualty of bad business. In other words she may be getting laid off. She works for a company that does X, I can't reveal what she really does because I don't want to give away easy ways to identify myself or her. For context I will say she works in the medical industry. Anyhow, her company has been fucking up real bad for a while now, they haven't been paying their vendors and as a result have been losing contracts due to the bad news circulating. The share holders of the company fired the CEO and CFO and had the CEO replaced with a well known CEO who is praised to be a "cleaner", he can turn the company's frown upside down apparently. Unfortunately my wife has been dealing with the horrors of watching bad management decisions being made over and over again because the people running the show are morally inept and corrupt individuals. The result of all of these careless decisions and poor greedy decisions has equated into mass lay offs and pay cuts. She lost 20% of her pay and other employees were let go. I think they have lost 50% of their work force. Now the investors want to sue the previous CEO for what he did to the company. Apparently, even after the Audit - he was still absconding the financials. Apparently the same week he was fired the entire financial department quit, they knew what was up and they high tailed and ran. This whole fucking situation is ugly.

I am just concerned about the financial stability of my wife. She is obviously looking for a job, but holy shit this whole situation is fucked.

I will say it again - FUCK these corporate pieces of shit. They live on a different planet than we do, they think it is okay to fuck the masses over just because they have so much fucking money. What is this world coming to? There are so many problems in this world and shit like this doesn't help. I am starting to think it will make more sense to just start killing these corrupt CEOs if there were a good methodology of making sure they are indeed the guilty party instead of them planting a fall guy. Much like Ken Starr from Enron - he's not dead - that piece of shit is in hiding. The whole thing is a fucking lie.

I hate how there is no accountability in our society anymore. We live in a corporatocracy, there is no democracy, there is no freedom, there is no liberty. However - what are we to do? We need to make ends meet, so we just duck our heads and avert our eyes from what is going on. We are like a bunch of cartoon ostriches sticking our heads in the sand. If we don't see it, it isn't  there - but the giant elephant is indeed in the room.

Our country is going to erupt into war soon.

There is a limit to this madness.

The people who are suffering so much because their standards of living have been lowered are going to mobilize at one point and I don't think the FBI or CIA will be able to stop it. Unfortunately the formula here is much like one provided in South Park: Revolt -> ? -> Happiness

Honesty is the key here. All of the problems we are having are due to lies and dishonesty. The Dick Chenneys and Ruthless White Collar Businessmen of the world need to be murdered.

I wish George Carlin was still alive.

Thursday, March 21, 2013

This World Scares Me

I am afraid of our society and just how goddamn stupid it is. The level of unawareness and naivety is incredible and rampant. Our current society as it stands is doomed to collapse on its current course. Unfortunately I don't see a way out of this without violence. There is going to be a a lot of death and destruction until we reach an equilibrium. The fighting I refer to is not with other nations, I refer to in-fighting. We are going to have a civil war soon in order to move this fucking country along. There is going to be two main factions, the haves and the have-nots. Some of the haves will fight along with the have-nots and possibly vice versa.

This is a scary time in our history. People are just too goddamn blind to see it. I always knew there was a problem, I just didn't find the pattern yet until watching those films. Now I am going to do some research to make sure I am on the right path.

We are an enslaved nation that is brainwashed into thinking we are free when in reality we don't realize how unfree we actually are. We don't have rights, we have toleration. This just drives me right back to my original inference, there are no freedoms, people don't like hearing the truth and people don't say what they mean. Everything is shrouded in bullshit.

We are all going to hell in a flaming hand basket.

Scary Realities

I have been watching a documentary series called Zeitgeist and it is about 95% compelling. I feel that it is mostly accurate, but needs to be double checked for consistency and accuracy.

I agree with most of what has been portrayed in the documentary because a very good portion of it are things I have heard, seen or read before. I have come to many of the conclusions on my own before even watching the film. I believe in the 911 conspiracy, specifically that the government did this to us in order to get us into war just like they have in the past. I believe that religion is a load of bunk because it is all historically repeated across different noninteracting civilizations who happened to all come up with the same bad ideas because they just didn't know any better. I have heard on more than one occasion that the federal reserve, IMF and world bank are out to basically enslave the planet through loaning everyone money they cannot repay. Our economy is a giant lie since it is rigged to always have inflation in it. Supply and demand are not real, especially since they are not operating as intended. We are running out of resources for everyone and the government is run by our largest corporations.

Essentially our nation, the USA is going to head into disaster soon because of the way we are allowing greedy corporations to run our government and in effect the whole country. We are doomed for economic collapse.

I predict that the citizens of this country are going to band together at one point and kill its heads of state and revolt at these grotesque companies.

Monday, March 18, 2013

Worry

I want a house for one reason and one reason alone. I want a place to settle, I want to live in my house and expand my projects, I want to pay it off completely and live rent free. I want this horrible sale to settle, I am tired of the hassle and I am tired of the greed. This whole experience has been pretty fucking terrible.

Unfortunately this whole experience got a lot worse too, I am currently engaging in some activity that I don't care for. The whole thing is unnecessary and shitty. The sellers are greedy and I am taking a huge risk with this one, bigger than last time. I really hope this second appraisal actually just fucking appraises finally. I am tired of negotiations, I don't want to hear from these people ever again.

I am trying to think of the future and I am trying to be positive. It sure is hard though after getting screwed so many times. Anyhow, I am looking to not move ever again, I am more worried about my retirement than anything else. Kids are an afterthought for me at this point. I don't think I want any, I want my goddamn free time and money.

Wednesday, March 13, 2013

Wells Fargo Fail

Wells Fargo has failed me as a lender, I will not be doing business with them again. Fuck Wells Fargo. They chose to use a shady appraiser and upon demanding a review the appraiser stuck to his guns and said that his appraisal is accurate.

Now my Realtor says that he anticipated this and has me setup with another broker all over again. I am going through underwriting AGAIN! I don't want to do this a second time, I hate this process and I don't feel that it is fair. So the only good news is that the seller has dropped the sales price to 180K which is far more reasonable than 195K and this new broker/lender I am dealing with, which will remain nameless, can get me a fucking conventional loan with a 3.5% down payment. So fuck you Wells Fargo and your goddamn 20% down bullshit which just forces me over to FHA.

I fucking hate this bullshit process and I have a new hatred for appraisers. They have a special place in my colon. Fuck you bastards for playing god with peoples' homeowners fate. I hate this shit. I just want it to be over with already and I don't want to deal with this ever again.

Tuesday, March 12, 2013

Kisses from the IRS

So apparently the IRS hates you if you get married. If you get married you can usually choose to file jointly, but if you decide to file separately then you forfeit any student loan interest and other things of that nature on your taxes. Therefore it is recommended to file jointly.

New problem. When you got married you probably filled out your W-4 form incorrectly or you never changed it. Single people normally have 2 exemptions on their form. If you are married you can have 2 but it is recommended to have zero to one. Let me be clear, I recommend that you have zero. In fact I am screwed this year because I claimed 2 and this was a mistake. I should have claimed 1 or 0. I want to claim 0, but then these bastards will take out more taxes than they already do from my paycheck. That isn't cool because I already pay too much.

I hate our tax system it is beyond stupid and overly complicated for poor reasons. Fuck you IRS.

Now I have to go to a tax accountant because I used Turbo Tax and it tells me that my wife and I owe about 8K which is a load of shit. I do not owe 8K that is bullshit, the government has taxed me to hell already and I refuse to pay more. So we are filing for an extension because we are still trying to get this house. I can't alter anything right now because it will screw with my credit or something.