Money Money Money

I am so fucked this month it isn't even funny. All the shit I have to pay for is piling up. I need to start doing side work for people again so I can get some booster checks.

I might be promoted at my job soon. I am not holding my breath but two people have told me about it already so there is a 95% chance I will be getting a promotion that I really hope comes with a raise. The raise that I need to cover the cost of living that I am dealing with.

I am going to get hosed for so much more next month and it makes me sad. It feels bleak. My fucking insurance is going up to $112 per month which is highway robbery for the quality of insurance that I am getting. It is laughably poor coverage. Not as poor as my wife's Obamacare coverage which is probably the shittiest plan I have ever seen. High deductible bullshit for 140 a month or whatever it is. Whoopty fucking doo. That is bad health insurance. Piss poor coverage with a deductible of 5 or 6K which is very high for a 140/month plan.

I am also paying for dental... Sigh... I will probably opt out next year if I keep up with my maintenance. That's 60/month. Covering my wife and I. She offered to pay me which I am taking but wish I didn't have to do.

Then there is a 401K which i will not take advantage of again because I am fucking poor. Too many goddamn bills.

When I drop my car payments and my loan payments I will have 500+ dollars back in my pocket every month. I will then get a 401K and invest in my retirement.

I will help pay my wife's student loans down. Then I will pay down the house.

Day in day out bullshit

I am tired of not having enough money to take care of the problems that follow me around. It is always one thing after another. Had to get my teeth looked at, that's always fun. Turns out that I needed a deep cleaning and that I have gum disease. The funny part is that sounds worse than it is. Gum disease isn't a big deal, it is an easy problem to solve. The people who need to worry are the people who don't treat it. That's when you risk losing teeth. I am not that bad, I just have a few 5mm pockets that I am working on fixing.

The shitty part is paying for it. I just paid 250 dollars for just one side of the cleaning. The other half is just as bad I think and I have one cavity. So I am going to be well over 500 dollars this month on dental alone. Yay.

Then I have my car maintenance and the remainder of another job that I had to pay off. So I am in the hole about 1400 this month already. Last month was bad enough. I need to restrict spending to as close to zero as possible this month.

It will take an entire year to save up to pay off one student loan. It is killing me. I want to get rid if this shit so badly. I am going to purchase my car too because I don't want car payments anymore. I want my fucking money back.

After all of that is done I will then pay into a 401K. I hate 401Ks I think they are awful and a losing strategy.

Putting your feet in your mouth one leg at a time

I am not perfect, I never claimed to be and one things I have made abundantly clear is that I will sometimes contradict myself. This can happen because I have either learned something I didn't know before or my opinions have changed due to growing, learning and gaining experience.

So I have put my foot in my mouth. Let me say I now understand what is going on with Obama Care with respect to me and my company. I don't like Obama Care and I wish it to be repealed because it is making my life miserable. My benefits already sucked, but Obama Care made it worse.

My health insurance costs through my company have been raised by 100%. Oh yay... If I wanted my wife on my plan then I would pay triple the amount I would pay on my own. My wife's plan was a lot better...then she got laid off recently. Long story short her retarded company decided that using paper to conduct their studies made more sense than electronically storing the information in a database. All because their India facilities said so. Fuck India. One more strike against India.

So I signed up for the US Healthcare site and let me start off by saying if the pricing found on this site are supposed to be good, then I don't want to see bad. All of the affordable plans are high deductible plans which cover shit. They offer a $156/month plan that is high deductible. The deductible is $5,000 dollars. Wow what a fucking deal.

So yeah I will say fuck you Obama care you suck and I wish this had never been implemented.

I still blame companies for not helping, but in all reality who wants this kind of bill?

This bullshit is horrible and needs to be dropped.

I had individual healthcare before and I paid $109/month. So what the fuck? It wasn't high deductible either.

Hypocrisy and Double Standards

The issue of how women dress and people raping women when they dress provocatively made me think of something ironic.

Let's establish the obvious:
It is not okay to rape women just because they dress like dirty whores sometimes. They weren't trying to get your attention they wanted the other guys attention, you know because that is obvious... And shame on you for looking.

...but seriously regardless of the clothes and mixed signals rape is not okay in any circumstance. That is painfully obvious.

Now if that is the case why do under cover cops dress up like provocative hookers to entrap people in a prostitution stings?

Abusing our privilege a little? Men are told not to objectify women and lust after them even though they can dress like whores sometimes, yet the police use this exact tactic because they know it will work in order to execute a sting...

That is a double standard and it is ironic.

This leads me to my point, men are animals, just like women are animals. So why are we telling men not to act like animals when women do?

Is rape okay? No, but women dressing like whores is just as uncomfortable for men.

Thought that was a fun contrast.

Insurance and Obama Care

I have been getting a lot of mixed reviews from people regarding Obama Care. Some good some bad. I don't care about the good reviews because well let's face it, if you are happy about what you got that's the end of that discussion. If someone feels like they got jibbed then that's entirely different.

The main problem here is understanding and a lack there of. Plenty of Americans have about two brain cells and the attention span of a humming bird when it comes to thick political crap and especially insurance. I don't even understand this crap for the most part, but at least I get the gist if it all.

So the people that are complaining about this either are biased and want to see this fail because they are mean spirited and don't want people to have insurance because they are republican or tea party or whatever... Or they are just too ignorant to understand the big picture.

The big picture is that if your insurance was not compliant then your plan has been discontinued. For example pre existing conditions. Those are no longer legal. Therefore if your plan supported that your plan has been eliminated. Your insurance company should have given you an updated plan with a seamless transition. If they failed to do so then your company is incompetent and you should be glad they are gone. Go get a new fucking plan from the us exchange as provided by Obama care.

People who are saying that companies are laying off employees and cutting peoples hours to half time in order to dodge giving them health insurance. Those companies are not good companies are they? If you don't know the answer the answer is no. They are bad companies. Such as Macy's who is 100% guilty of this practice. If you don't like it then boycott them. This is their fucking fault not the governments fault.

The government is trying to give everyone a chance at health care without intervening and providing a public plan. Really the government should go hostile and take over all healthcare company is since they can't fucking behave. Same with doctor practices and hospitals.

Health is not something that should be profited on. This is not a goddamn joke or game. Telling people they are not covered is not fair. What fucking price does it take to be goddamn fully  covered? Why isn't that universal? What the hell is wrong with people and these goddamn companies?

So the point is, don't sympathize with doctors, hospitals and insurance companies they are the problem. Government is just trying to make your access to their shitty coverage easier. They are removing unfair conditions from policies. That's a positive thing.

Don't like your plan? Now you can do something about it.

The Dentist

Went to the dentist. Sigh... As expected I have many problems I didn't expect to deal with completely. So now I am paying for it. It is my own fault, but it still sucks. So I have gum disease which sounds worse than it actually is. Everyone has the bacteria in their mouth that causes gum disease. Some people have a higher resistance to it than others. Then there are people like me who have a poor resistance to it. I wasn't doing the best to take care of my teeth but no one does. I brush once at night before bed because logically why bother any other part if the day. If you are awake and using your mouth then why brush?

Like brushing in the morning. If you are going to eat breakfast then why brush your teeth? Makes more sense to brush after every meal.

So for me it is the inevitable. I have gum disease because I am genetically prone to it. My mother had it and she has pretty bad teeth. I have it and my teeth aren't nearly as bad as hers. I hate this dental stuff... It sucks.

So I will brush more often now. I have no choice I have bone loss in my jaw from the disease from neglect.

Dying in your Sleep

So it is confirmed I have sleep apnea. I finally got a sleep study done and that is the result. I am not surprised in the very least because I have known for a long time now I just didn't have proof because insurance is retarded. Especially Aetna, fuck Aetna.

I wake up 12 times an hour while i am sleeping. That means i am having 12 apnea events an hour. Which means I stop breathing 12 times an hour. I only absorb about 87% of the oxygen I take in. That's bad because the norm is 90% to 95%. So I am going to be using a CPAP machine to fix everything up, but I have to go for another sleep study which will be a titration sleep study. They will determine what they need to set the machine to.

I need surgery. Plain and simple. I keep fucking telling these doctors I need surgery and they want to give me drugs. I don't fucking want drugs I will be slave to for the rest of my life. I want surgery to fix the fucking problem. I have an obstructed airway. Namely through my fucking nose which is stopped up all of the time because of allergies. Fuck the human body. Worthlessly designed crap.

I have been pretty goddamn depressed lately and I am waiting to come out of the funk. Been in the funk for about 2 weeks now. I am tired of it. Feeling very insecure and just sad about being depressed which makes me more depressed.

I want to do something. I want to build something awesome and sell it and I think I will do that soon. I just need to get out of this fucking funk.