Blather

I need more time to think and to just explore things. I am overwhelmed right now with anticipation and anxiety because of this house biz. It is supremely annoying that this just can't go smoothly. It has got to be South Florida. I never hear of people having these kinds of retarded and shitty problems else where. Seems like it is the curse of Florida.

I would love to start working on hardware projects but I don't have any fucking room to do it right now which is why getting this house is detrimental. I can't think straight because I don't have the fucking room to do it in. Drives me mad.

I really hope this all pans out goddamn it.

Rollercoaster

I don't understand why things can't just be simple for once. I am so stressed out over this whole house situation and my boss is a really weird person to work with which just adds another level of unnecessary stress. I'm really tired.

It's crazy how when people are really tired and stressed the one thing they don't do is go to sleep. The one thing that might actually make you feel better you don't do. I for the life of me cannot sleep well when I am stressed out. As if staying awake will mend the problem in some way. It's all very strange.

I think people avoid sleeping when angry or stressed because they know they have to go to work the following day. The longer they stay awake the longer they can avoid going to work. When you don't like your job this is especially difficult to deal with.

I am thinking of moving states, I'm actually considering Texas of all places. Just seems like Texas has a good economy and social system. People don't seem to suck as hard as they do here in Florida, but hey as they say, "The grass is always green on the other side."

Whatever... Back to work I suppose.

Appraisal Sabotage

I got the appraisal back on the property that I have put a lot of energy into already and they fucking tell me it is worth 44K less than the fucking asking price. Normally this wouldn't be so bad, but it is fishy because the appraisal report doesn't make any fucking sense. The home I am bidding on is being compared to only REO and SS for the most part and those sales are over 3 years old! This feels like foul play to me.

So my Realtor said to ask for a review and we will force them to prove why they made the report as they did.

Fucking crock of shit.

I swear if I don't get this house I am moving to a fucking rental community and I am saving up to buy a fucking house cash.

This has been a very stupid and draining process.

This could be a lot easier!

My Boss the T-Rex

My boss called me up the other day and started to ask me why I haven't finished a specific project yet. He went on and on about how it shouldn't take three months to finish working on a project etc... Well my response to him was, "What are you talking about specifically?" So he describes the project to me, to which I responded "I didn't start that project because A. You said not to and B. You never gave us the go ahead or allotted time to work on this." He got more frustrated and we decided it would be better to speak in person so my coworker could join in on the conversation.

Then it got ugly. He went through the same rant and was throwing around blame left and right claiming we promised that we would get this done already, when we said no such thing. I let my coworker handle the talking because I was furious that he stomped in there and started biting everyone's head off like a Tyrannosaurs Rex. If I had to talk to him about this I would have gotten into a yelling match with him, and I always lose at those.

Anyhow my coworker calmed him down and put things into perspective for him.

This was the most ridiculous part though: my boss literally said that we have to start thinking like him and read his mind and know what he wants before he asks for it. I shit you not.

This is one more great example of shit management. He is the most unreasonable person I have ever had to work with/ for.

This is just a different kind of bad in contrast to my last job.

Not sure what I am going to do because I am closing on a house right now, so I am going g to lay low and get out in a year or so I think.

Underwriting Part 3

So I spent 4 hours last night accumulating all kinds of information for underwriting yet again and I just don't understand why it has to be as hard as it is.

Like I get that the banks want to cya, but holy shit they are taking this shit to the next level.

I really hope this process comes to a close soon because it is truly draining. I don't want to keep in explaining the obvious on my bank statements. It is becoming maddening.

All I can think about to make myself feel better is the near future. I want to think about rebuilding my funds and I want to think about settling. I will be settled and I can start paying off my student debt for fucks sake. I need to put shutters up in my house, but I am not sure how or when I can do that. The shutters are not cheap, but the idea would be that I get a discount on my wind insurance.

Underwriting Part 2

Just as I knew it was going to happen some concerns were kicked back to me from the processor. It is very disheartening when this happens, but it must be expected if you actually have a life. I happen to make a lot of transfers back and forth, however big transactions are scrutinized even if it is pretty obvious where the money came from and where it went to.

So I will be taking care of yet more paper work tonight. Oh joy!

I will be so happy when this is all over.

Underwriting

Omg underwriting... The underwriting process is a painful one. The people in charge of it are usually very nice, if they weren't it would make doing the underwriting process that much worse.

Anyhoo... The next steps are to sit and wait. I would say pray, but in my case that effort would be wasted. All of my information is submitted and correct as far as I am concerned.

I am keeping positive about this process because I have done all I can do about it right now, my fate is in Wells Fargo's hands at the moment. I don't want to be presumptuous, but besides corporate and government beauracracy there really isn't anything stopping this deal from closing. The only thing I can think of is the bank just randomly throwing their hands up in the air and denying me for approval for no good reason other than they don't feel like it. However that doesn't make sense because I have gotten this far already in the process. Now it is really just the waiting game.

Thinking of after the closing and the move... Ah what a thought and a good feeling. I can finally settle and not have to worry about moving again. What a glorious feeling. I can't wait for it to be real.

Then it is on to renovations and paying down student debt.