There is a storm brewing for my soon to be ex-company. I can't wait to see what is going to happen after I leave. Just like my last work place, when I left so did 4 other people when they saw they were getting royally fucked. This place has been good to me, but they have fucked me on salary and benefits.
I have opted out of every benefit offered except the shitty health care and the shitty 401K. The rest of what they offer sucks major dick. In fact I don't recommend that anyone ever get the company life insurance. First off it is bad coverage usually, second if you quit, get laid off or switch jobs you will lose your coverage/policy.
When it comes to getting life insurance, STD and LTD you are better off getting these policies on your own away from the company you work for so it is portable. It makes absolutley no sense to pay the lower group rate which increases with age. You are better off getting a policy you can lock in when you are younger. I recommend MetLife, but do your research.
The 401K offered by my job is terrible. They will match me 40% up to 4% of my (low) salary. Whoopdy doo... so I contribute 1% just because. Getting a well deserved bonus or raise is the same as pulling teeth or the risk of losing your job. So again, fuck this place.
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