So the good faith estimate (GFE) for the home owners insurance for my house is $1,200 a year according to my loan officer. It turns out that after we started getting quotes and all this crazy bullshit we find out that it is realistically anywhere between 2,500 to 5,000 dollars for HO3 grade insurance per year! Holy shit, that GFE is not good, it is just a Faith Estimate. So I have been going apeshit crazy trying to figure out how to lower the policy. Not easy and no good. No matter what the best I can find is about $3,000.
Fuck you citizens insurance and fuck you insurance companies in general for skipping town after being required to do your job. You know... make good on the insurance part of the insurance. Citizens can kiss my ass because their rates are purposely high because they don't want homeowners to use them (this is a Florida Republican invention by the way)... well how the fuck am I supposed to be insured by someone who isn't Citizens if NO ONE ELSE WILL COVER FLORIDA? How is that fair or legal?
Thanks Florida Republicans, yall suck.
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