Monday, February 25, 2013

The Housing Game

So I met with my Realtor this weekend and we discussed the conditions of this deal. Everything is looking rather peachy which is fantastic. I just find this whole process to be rather unfair and poorly put together. Especially from the lender's end. I have learned from all of this if you can buy a house cash, then that is what you should do. The lender does not have any incentive to lend you money, which is why the government gets involved and gives them security in return for lending money.

I hate this process and frankly I never want to do it again.

I would love to live mortgage free for the rest of my life. It just isn't fun to owe anyone money. My Realtor was urging me to barrow against the house when I build equity. I am 100% against this idea, because it is irresponsible and stupid. I just want some fucking stability.

Meh... I don't care anymore about this deal. If it goes through then great, if not then whatever. I don't care anymore. I am so tired of this process I just want a fucking answer.

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