Milking the Money Cow

I've made the decision that I don't like my job and when the right time and opportunity presents its self I will be exiting again. I hate changing jobs this often, but for pete's sake this current job is anything but fulfilling and the drive sucks. I am going to continue to show up for a pay check and I will still do a good job, but I am painfully bored out of my mind here especially not having any say so in how anything is being done.

I will continue to siphon money away from here until I can break free in one form or another.

My biggest goal right now is moving into my own home and then paying off my student debt. I am just under the cusp of $30K (like $29.7K) which puts me at 5.8 payments of $5K left. I just can't wait to pay off all of that debt it makes me giddy to think about it. The chains will be gone and I won't have to worry about owing 300 dollars per month anymore which is my current loan payments per month. There is a lot of money I am losing right now because of this. I need to have enough in reserves before I can even think of killing off this stupid debt. As soon as I can I want to send 5K to my federal loans since the interest rate is higher and it will remove 1 of my two federal loans. That will only help me pay down my loans faster because then I will be paying down 2 instead of 3. I have 2 federal loans and 1 private loan. I will pay down my federal loans then I will take the payments I was putting into my federal loans and save it all up and refocus it into my private loans as quickly as possible.

Saving those 300 dollars a month will feel nice, that is 3,600 dollars a year I will have back for retirement. I love thinking about the future in this respect, it gives me something to work towards.

After those loans are payed off then it is time to focus on paying down the mortgage I want. If we can kill off that mortgage then we will live rent free which is fucking amazing. That is a dream of mine. Only have to pay insurance and taxes at that point - I am happy to do that. The money that will be saved is about 14,400 - 19,200 per year which is just impressive. This depends on how high the mortgage payment is each month. I won't be a slave to paying off my mortgage for 30 years, fuck that bullshit.

Dreaming big I guess... I need a space to call my own and so I can settle without having to worry about moving again. I just want a permanent residence, why is that so difficult to obtain in South Florida?

Bah... back to work I guess.