Wells Fargo has failed me as a lender, I will not be doing business with them again. Fuck Wells Fargo. They chose to use a shady appraiser and upon demanding a review the appraiser stuck to his guns and said that his appraisal is accurate.
Now my Realtor says that he anticipated this and has me setup with another broker all over again. I am going through underwriting AGAIN! I don't want to do this a second time, I hate this process and I don't feel that it is fair. So the only good news is that the seller has dropped the sales price to 180K which is far more reasonable than 195K and this new broker/lender I am dealing with, which will remain nameless, can get me a fucking conventional loan with a 3.5% down payment. So fuck you Wells Fargo and your goddamn 20% down bullshit which just forces me over to FHA.
I fucking hate this bullshit process and I have a new hatred for appraisers. They have a special place in my colon. Fuck you bastards for playing god with peoples' homeowners fate. I hate this shit. I just want it to be over with already and I don't want to deal with this ever again.
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