This is actually my favorite thing to think about when I am down, depressed or demotivated. I love thinking about what I would do if I had lots more money than I have now. It doesn't necessarily have to be millions of dollars, but if I made at least 100K a year, which isn't unattainable, I would be tremendously happy. I currently make okay money, but I still pretty much live pay check to pay check. I have student loans, that aren't nearly as bad as other peoples', I only have about 40K of debt, which I already gracefully brought down to about 37-38K. I think about being able to pay all that debt off in one day and it makes me giddy. It would be great cause the 330 dollars I pay to the lenders each month will be money in my pocket. If I could pay off my mother's mortgage, that too would be awesome, she still owes about 100K and her low paying dead end job doesn't help much. I give her about $300 a month for those bills, which sucks for me because after I am finished paying all those debts I hardly have money for savings or disposable income. I don't even spend that much on myself, but when I do it is usually expensive because I like building things or any electronic devices which always translates into either more than $20 or $100 easy.
If I had good money to play with I would save for an endless retirement fund. Its not the best idea but I would put a good chunk of cash in a CD that would guarantee me a salary each year. If I could generate 50K per year in just interest that would be awesome. I know that this requires a serious volume of cash, but I think it is the safest thing I can do. I am incredibly intimidated of getting older for the following reasons:
1. At one point I will have children, even if I don't want any. Children regardless of what anyone says are little bastards, not the wedlock kind, the ungrateful, arrogant, selfish kind. They are dream killers and money suckers. To top it off, when you can semi-carry a conversation with them, they want nothing to do with you... yay children...
2. I know as I get older, if I lose my job during the next economic depression, I will not be able to get another job easily because of age discrimination.
3. I will more than likely get cancer (stop clapping) and I won't be able to recover from the financial burden it will enslave me in. Thanks democrats, republicans, stingy heartless insurance companies and doctors. Capitalism will kill us all one way or another.
4. People tend to die as they get older. This is an inconvenience for me because I have a lot to do. I am not afraid of death, I just like living better.
5. My fuck stick is going to stop working :(
So yeah, getting older...not so much.
I would bring my mother's family over to the US so that they could live comfortably for the rest of their days. They live in Venezuela, nuff said. I would have one condition though, they have to work, learn & speak English and make it on their own. No free rides with me. I will support them to get off there feet, but that is all.
For the record, I am not Hispanic, but I do speak broken Spanish very well. If I had to identify with a group of people it would be the Hispanic population minus the Cubans because Cubans can really suck sometimes (I will explain my positions on Cubans later). If you are Cuban, then understand me when I say I am talking about the stereotypical Cuban, not the normal civilized ones.
I would continue to work even if I had the money to retire care free. It would feel great to know that if I got laid off or fired it wouldn't damage me in the least. At one point I would go back to school and get a degree in math, then move on to a masters in whatever and possibly be a PHD in my field.
One thing that is undeniable is that if you have money you have the power to influence anything you want really... Money and knowledge are power. I would use my money to reform our stupid ass education system starting with the earliest grade of children moving forward. I think the American public education system is a goddamn mess. I cannot speak for all states, but South Florida's system sucks. This is mostly because it is a republican run state with stupid ass republican laws and ideals. I will rant about it later, but it is because of North Florida stealing all of the goddamn tax revenue and using it for their white hick schools, that South Florida suffers. Anyhow, I want everyone to have an equal opportunity.
I would make it a point to have teachers pay increase and to get them the goddamn recognition and respect they fucking deserve. Not these brainless (some aren't) athletes who hardly do anything useful, they are good at sports, but children view them as heros. Talk about having our priorities mixed up.
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