Wednesday, July 18, 2012

Post

This is just a blather post. When I feel good or bad about anything I like to just think about my future.

After having my wedding at the end of this year, I am going to buckle down and get super serious about paying off my student loans. I have it all worked out, the plan of attack is to:

1. Pay off my federal loan first in two parts. First paying the subsidized loan down then...
2. Pay off the unsubsidized loan...
3. Take my monthly federal loan payment money and send it over to my provate loan.
4. Pay down the federal loan

I have six 5,000 dollar payments left for both loans to be paid off and I am not including my monthly payments in that figure. The monthly is just an added benefit.

I will feel free after paying down these loans. Then the money I have will truely be mine. I will worry less about paying off debts. I might even consider paying off my Lease in full so I don't have to worry about it.

There is only one small tiny dillema, my wife and I are going to try to buy a place to live. This eats up money badly because of inspections, down payments, fees and other crap that comes with the territory of wanting to own property. I am not incredibly excited about this venture because it might prevent me from paying down my student loans for another year. I just need to make sure I have enough money on hand for the occasion. I would much, much, much rather just save my money, but being a renter has its negatives.

My landlord is an idiot and is deep in debt. She made the fatal mistake of buying into this property when it was at its peak selling point which was a huge mistake. The greed of people is fucking amazing. They buy properties and then think they are special enough that someone else will pay them twice what they paid at an even more inflated price. WTF are people thinking? The nerve of people, it just makes me upset that they think it is okay.

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