Thursday, April 26, 2012

Growing Up Poor

People don't know what it means to grow up poor. Some people think they get it, but a lot of them don't. I was talking to a friend of mine who had a similar situation growing up like me. Going to college was a huge sturggle because our parents were cheapskates. They didn't want to contribute to our education. I used to think I wasn't upset with them about it, but I am and I hold a lot of resentment because of it.

I paid for my own schooling via federal help, my own goddamn money and anything else I could pull off. My parents didn't lift a fucking finger to help. They gave me a hand me down car that got 9 miles to the gallon and they gave me shelter which they were obligated to give me anyhow.

I paid for all of my schooling, books, gas, car repairs, maintenance, insurance, cell phone bill and anything else I bought. I have been doing that since college. It was difficuilt and I don't recommend it to anyone if it can be avoided.

The point is a lot of people have got it easy not having to pay down 30K of student debt. I know that isn't a lot, I started at 40K and I worked it down by paying it off dilligently. I will pay it all off in the next 2 years, that is my goal. I just get flustered when I think about how people told me not to take out any student loans at all, how disconnected they were, how they didn't understand that I didn't have a goddamn choice to take out loans every semester.

I am grateful to my government for giving me the opportunity to take out the loans and to help me consolidate them when I needed to most. Sallie Mae is a fucking faliure iin that regard. I needed to consolidate and they refused to do that for me, bunch of fucking bastards. Their shit reasoning was that they were not consolidating anyone's loans due to the banking crisis of 2008. I was paying about 400 dollars a month in to those assholes because they wouldn't consolidate me. Mother fuckers.

The government helped me again by buying my loans from those assholes and consolidating it for me. Direct Loans for the Win and AES for the win for private loans. I got very lucky in that situation.

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